Business Insurance FAQs: Simplify Stream, for Tech, Life Science and High Growth Companies

Business insurance questions often arrive at the worst possible times: during investor due diligence, customer contract negotiations, product launches, or M&A processes when you need immediate clarity, not generic advice about specialist insurance products. Simplify Stream is here to assist where possible.

What type of business insurance content do you provide?

We provide educational guides on business insurance for UK technology and life sciences companies, covering D&O insurance, clinical trials coverage, cyber liability, professional indemnity, product liability, and M&A insurance requirements. All content is written from the underwriting and broking perspective to explain what coverage actually means, not to sell policies.

Do you sell insurance policies or provide regulated advice?

No. We provide educational content only. We are not authorised or regulated by the Financial Conduct Authority, we don’t act as insurance brokers, we don’t arrange policies, and we don’t earn commissions. All insurance purchasing decisions remain your responsibility.

Who should use this business insurance guide?

Founders preparing for Series A fundraising, CTOs launching products with enterprise customers, lab directors negotiating clinical trial insurance, risk managers preparing for M&A transactions, and anyone needing to understand business insurance requirements before deals won’t wait.

Why does this content exist?

Based on two decades underwriting, placing, and developing specialist business insurance for high growth companies, the information gap for founders and risk managers is real and unfortunately sustained. For instance, standard broker materials and insurance publications typically don’t explain why policy terms exist or what underwriters scrutinise. This knowledge base fills that gap.

Is this content free to access?

Yes. All guides, checklists, and resources on Simplify Stream are freely accessible. No registration required, no paywalls, no sales follow up.

Can insurance brokers and underwriters use this content?

Absolutely. We provide technical resources for brokers (client-ready explanations of coverage mechanics) and underwriters (market intelligence on emerging tech and life sciences risks). See our dedicated sections for broker resources and underwriter insights.