Disclaimer

At Simplify Stream we want to be useful and clear. The content here is intended to inform and guide founders, CTOs, risk managers and advisers not to replace professional financial, legal or insurance advice.

We work hard to keep our content accurate and up to date, but we can’t guarantee it’s complete or suitable for every situation. If you rely on anything you read here, please do so with appropriate professional oversight.

We are not a broker, insurer or financial institution. Our role is to translate complex topics into practical guidance; for decisions that carry legal, regulatory or financial consequences, please consult a qualified adviser.

When we reference regulators (for example, the FCA, ICO or ASA) it’s for context and clarity only — it does not mean we endorse them.

In addition to this Disclaimer we publish this statement in other parts of this website:

Simplify Stream provides educational content and informational resources to help entrepreneurs and businesses understand commercial insurance concepts and requirements. We do not provide financial advice, we are not authorised or regulated by the Financial Conduct Authority (FCA), and we do not act as an insurance broker, intermediary, or claims handler. Simplify Stream does not arrange, recommend, or sell insurance products, and we do not negotiate with insurers on behalf of users. Any decisions regarding insurance coverage, policy selection, insurer choice, or negotiation outcomes remain solely the responsibility of the user. Information provided through Simplify Stream is for educational and informational purposes only and should not be relied upon as a substitute for professional advice from qualified insurance brokers, legal advisers, or financial consultants.