There’s an AI Clause in Your Policy. You Probably Haven’t Read It, Yet.
US carriers are filing AI exclusions across D&O, E&O, and general liability. The London market is still researching. That gap is the window for UK founders to act.
Simplify Stream
Insurance Insight That Moves With You
Simplify Stream
Insurance Insight That Moves With You
How You Talk to Your Broker About AI Decides What Cover You Get
The conversation that matters most is the one that happens when a claim lands. Here's how to make sure the story holds and your insurer stays in your corner.
Your Cyber Policy Renewed Last Year. AI Changed the Threat Landscape This Year.
The soft cyber market is a capital cycle, not a risk signal. AI is breaking the underwriting model that priced your cover. What matters is whether capacity survives.
The AI Governance Gap Is a Personal Liability for Every Director Who Knows It Exists
Most board risks are absorbed by the company. AI governance failure attaches to the directors who knew about it and didn't act. Here's what "knew" means in practice.
What Happens to Your Business When the First AI Product Liability Case Lands
The legal direction is set. Here's what cascades across your insurance, contracts, fundraising, and ability to hire when a court confirms adaptive AI creates liability beyond the point of sale.
Your Smart Product Just Outsmarted Your Insurance Policy
Your AI product learns after deployment. Your product liability policy was written for the version you shipped. The law already treats that as two different products.
You Pitched Your AI Creds to Investors. So Why Did They Ask About Your Insurance?
Not every investor wants you fully insured. AI insurance isn't just risk management, it's founder equity protection. Here's what most founders miss.
AI Shifted Your Risk Balance. Your PI Policy Probably Didn’t Follow.
When your deliverables include AI-assisted outputs, your professional indemnity exposure changes shape. Here's what your insurer's claims team will ask you.
The AI Insurance Gap You Won’t Spot Until It’s Too Late
Your policy was written before your business used AI. The coverage gap it created is specific, predictable, and already being exploited by insurers at claims stage.
Your Underwriter Already Knows You Use AI. Here’s What They’re Really Asking.
The AI questions on your renewal form aren't new by accident. What your underwriter is really asking, and why who answers matters more than what you say.